First, Last and Deposit (2000)

Thirteen-year-old Tessa (Jessica White) faces more than the usual tribulations of adolescence. When bad times hit, she and her mother find themselves living on the streets. The injustice of poverty is emphasized by the fact that Tessa's school chums are the children of very wealthy parents, and the only way to fit in is by lying. Add the gorgeous and expensive trappings of their Santa Barbara community, and you get a portrait of cruel contradictions seen through the eyes of a young girl.